During the first half of 2025 ransomware was the biggest loss driver, accounting for 60% of the value of large cyber claims over EUR1mn according to a recent analysis by Allianz Commercial.
The 33-page Cyber security resilience 2025 Claims and risk management trends report reveals that threats posed by supply chains, privacy regulation and social engineering also require attention, especially as an uptick in loss activity is expected from Black Friday (28 November 2025) onwards.
The analysis, however, reveals that despite the increasing level of attacks the severity is down by 50% and large claims frequency is down by 30% during the period under review. This is primarily driven by larger companies’ elevated detection and response capabilities.
The expanding risk landscape is broadening the potential scope of claims for all, while the gap between insured and uninsured widens. The cyber risk and insurance landscape in 2025 reveals a complex and evolving threat environment. Large insured companies are becoming increasingly resilient against cyber-attacks with strengthening of cyber security and preparedness and response capabilities helping to mitigate the…
