Human error responsible for 60% of cyber insurance incidents – Business A.M

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Joy Agwunobi

Human error remains the leading cause of cyber incidents, accounting for approximately 60 percent of breaches, according to analyses by HDI Global and the European Union Agency for Cybersecurity (ENISA). Mistakes such as falling for phishing emails or social engineering attacks continue to pose significant risks for businesses across industries.

In its latest report, HDI Global, an international industrial insurer, examined how companies can better manage cyber exposure and strengthen resilience. The study draws on the expertise of David Bartolini, Head of Cyber Risk Engineering Tech at HDI, who oversees the insurer’s global cyber risk engineering activities and advises organisations on prevention, preparedness, and recovery strategies.

ENISA’s examination of nearly 4,900 incidents between July 2024 and June 2025 revealed that phishing, ransomware, and Distributed Denial of Service (DDoS) attacks remain the most prevalent threats. Bartolini also warned that cybercriminals are increasingly leveraging generative AI to automate attacks and exploit weaknesses across a wider range of sectors, making proactive risk management…

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