This discussion contains forward-looking statements that are based upon
management’s current expectations and are subject to significant uncertainties
and changes in circumstances. Please review “MD&A-Forward-Looking Statements”
for more information on the forward-looking statements in this Quarterly Report
on Form 10-Q (“this Report”). All statements that address operating performance,
events or developments that we expect or anticipate will occur in the future,
including those relating to operating results and the Cybersecurity Incident
described in “MD&A-Introduction-Cybersecurity Incident” and “Note
13-Commitments, Contingencies, Guarantees and Others” as well as the potential
impacts of the COVID-19 pandemic described in “MD&A-Introduction-Coronavirus
Disease 2019 (COVID-19) Pandemic” are forward-looking statements. Our actual
results may differ materially from those included in these forward-looking
statements due to a variety of factors including, but not limited to, those
described in “Part I-Item 1A. Risk Factors” in our 2019 Annual Report on Form
10-K (“2019 Form 10-K”) and “Part II-Item 1A. Risk Factors” in this Report.
Unless otherwise specified, references to…
