Kathmandu. Human error is the leading cause of cyber attacks in insurance companies around the world. In its latest report, Hannover-based international industrial insurer HDI Global analysed how insurers can better manage cyber exposure and strengthen resilience. This report is based on the expertise of David Bartolini, Head of Cyber Risk Engineering Technology at HDI.
Bartolini oversees insurance companies’ global cyber risk engineering activities and advises organizations on prevention, preparedness, and recovery strategies. HDI Global’s analysis is consistent with the findings of the European Union Cybersecurity Agency (ENISA). It investigated nearly 4,900 cases between July 2024 and June 2025.
ENIS identified phishing, ransomware and denial of service (DDoS) attacks as the most common threats across all sectors. “Cybercriminals are using generative AI to launch automated attacks and exploit vulnerabilities across a wide range of industries,” Bartolini said. This necessitates proactive risk management. ’
The first priority identified by Bartolini is constant awareness among employees. Human error is the leading cause of cyber attacks. “Nearly 60 per cent of…
